Lost a Loved One
We're sorry for your loss. This page provides guidance for what needs to happen next - legally, financially and administratively. Take your time. We're here when you're ready.
First Things First
What to do in the first 72 hours
The days after losing someone are overwhelming. Here are the critical steps that need attention first - everything else can wait.
Locate the original will (check with the deceased's attorney, bank safe or home safe)
Obtain the original death certificate and DHA-1663 together with certified copies
Do NOT distribute any assets - this is illegal before the estate is finalised
Make a list of all known bank accounts, investments and insurance policies (including short-term insurances)
Secure the deceased's property, vehicles and valuables
Notify their employer if applicable (outstanding leave pay, pension, group life cover)
What Happens Next
The estate administration process
In South Africa, the average estate takes 12-18 months to finalise. With professional administration, we typically complete in 6-9 months.
The estate must be reported to the Master of the High Court. Key documents are gathered and an executor is confirmed.
The Master issues authority for the executor to act. Creditors are advertised for, assets are valued and debts are investigated.
The executor prepares the formal estate account, files tax returns and obtains the necessary clearances for asset transfers.
Once approved by the Master, assets are transferred to beneficiaries and the estate is formally closed.
Each stage involves multiple legal requirements, deadlines and filings. We handle every step so you can focus on your family.
Avoid These Pitfalls
Common mistakes to avoid
Estate administration is governed by strict legislation. These are the errors we see most frequently - and they can be costly.
Distributing assets before approval
Distributing estate assets before the Master approves the L&D account exposes the executor to personal liability. Even 'small items' must wait.
Missing the 14-day reporting deadline
Failure to report a death to the Master within 14 days is a criminal offence under the Administration of Estates Act.
Assuming the will is still valid
Wills can be invalidated by subsequent codicils and new wills or errors in execution. Always have the will's validity confirmed by a professional.
How We Help
Let us carry the administrative burden.
You focus on your family. We'll handle the legal requirements, the paperwork, the deadlines and the liaison with all parties involved.
Professional Executorship
We take on the legal responsibility of administering the estate, removing personal liability from family members and ensuring compliance with all legal requirements.
Full Estate Administration
From reporting the death to the Master, through to final distribution - we handle every step, every form and every deadline.
Master's Office Liaison
Our established relationships with the Master's Office mean faster processing. We know the requirements, the people and the process.
Tax Clearance & Returns
We file the deceased's final income tax return, estate duty return and obtain all necessary SARS clearances for asset transfers.
Beneficiary Communication
We keep all beneficiaries informed throughout the process with regular updates, clear timelines and transparent reporting.
Dispute Resolution
Where beneficiaries disagree or wills are contested, we provide guidance and, where possible, mediation to resolve matters without costly litigation.
Your Next Step
You don't have to navigate this alone.
Book a free 30-minute consultation. We'll review your situation, explain your options and outline exactly what needs to happen next - no obligation.