PRIVATE INDIVIDUALS
Effective legacy and succession planning goes beyond just estate planning. At CAPTA Fiduciary, we offer a holistic range of wealth management, tax advisory and fiduciary solutions for individuals and families wishing to preserve and grow their wealth for generations to come.
Some of our individual client service offerings include:
Will Drafting and Review Services
It is a well-known fact that more than 70% of people do not have a Will or if they do have one, it is not up-to-date or relevant any longer.
If it is your wish to have the last say as to how your estate should be distributed and in what means your successors should benefit, then having a proper Will in place is an essential part in expressing these requests.
As part of our Will drafting service offering, CAPTA Fiduciary also offers executorship services, thus providing you and your family with a continued service from the drafting of a Will to ensuring your personal wishes are legally, timeously and seamlessly executed.
To ensure that your Will is up to date and legally sound or if you would like to create a new Will, contact CAPTA Fiduciary today.
Estate Planning
Estate planning is a vital component of a client’s overall financial plan. It is an ongoing process to safeguard you and your family’s future financial stability and that of your decedents.
By working collaboratively with you, our team at CAPTA Fiduciary will assist in setting-out exactly how you would like your assets distributed once you pass on, plus put specific strategies in place in order to reduce the Estate Duty and Capital Gains taxes associated with structuring an estate.
Our estate planning services are tailored to each client’s individual needs and financial circumstances, whilst still remaining flexible enough to adjust with changing legislation. These services include creating and reviewing estate plans, high level tax planning, asset allocation, liquidity planning and the general structuring of an estate locally and globally.
Trust Services
In South Africa, a Trust remains one of the most flexible and tax-effective vehicles to assist when setting up and structuring your estate.
Depending on your particular needs, a Trust can offer benefits such as asset protection and financial continuity not only for private individuals (a family trust) but for corporate business structures too. By having a Trust in place, you can be rest assured your beneficiaries will have access to funds from a deceased estate immediately, rather than having to wait for the unravelling of red tape.
At CAPTA Fiduciary we specialise in the registration and the administration of trusts, including:
Our extensive experience in the duties and responsibilities of acting as a professional trustee also means that we will always ensure that the proper care is taken in the management of all of the Trust assets.
Whether your wealth/assets are held in property, portfolios of listed investments or privately-held shares, financial and non-financial assets, a suitable structure can be considered to manage and administer them in line with your wishes.
Executorship and Deceased Estate Administration
We understand that the loss of a loved one can be met with a range of emotions and as such being left with the task of winding-up their estate can seem completely overwhelming.
At times like these having the assistance of a fiduciary professional to help your beneficiaries with the administration of your estate can ensure that they can attend to matters that count most, while our team takes care of the rest.
At CAPTA Fiduciary our team of specialists can assist with the administration of the most complex of estates. Our excellent relations with the Master of the High Court, SARS and the relevant financial institutions allows for the effective application, sequencing and co-ordination of your estate.
By using a fiduciary service such as ourselves can help provide you with legal certainty, financial security and peace of mind.
* Please note that we also offer estate administration where we haven’t been nominated as the executor, or no Will exists *
Tax Advice and Planning
A critical area of any succession plan is the effective use of the necessary estate planning tools to ensure that your assets are not subject to unnecessary income tax, capital gains tax or estate duty after death.
At CAPTA Fiduciary we have a team of in-house tax specialists who are able to assist with any tax-related matters that could have an impact on death, divorce or insolvency.
Our comprehensive range of tax services includes the registration, completion and submission of tax returns, including local and foreign income, provisional and capital gains tax, as well as resident-based tax or donations tax. We also specialise in company, trust and close corporation tax and can assist clients with obtaining the necessary tax clearance certificates for any foreign exchange transactions.
Wealth and Investment Management
Complexities linked to trusts, estates and the associated tax around these can have a significant impact on your wealth. It is for this reason that we see the structuring of your wealth an essential part of our advisory process and your succession plan.
To ensure you make the most of your money during your lifetime we will continue to revise and assess your needs to ensure that your overall financial plan adapts to your changing circumstances. In addition to your dedicated fiduciary advisor, our team of investment, risk, tax, offshore and asset management specialists are always on hand, making sure that every aspect of your financial plan is expertly covered.
Pin Oak House, 2nd Floor, Bally Oaks Office Park
Ballyclare Drive, Bryanston, 2191